Product Review: FindMyInsurance.com

About the company: FindMyInsurance.com is a pioneer in instant term life insurance quotation services with over 300 products from top-rated affordable life insurance companies. We can provide you with a free life insurance quote as well as provide a wide range of insurance information to make an informed decision.

The big pitch: Our free insurance rate comparison service gives you access to over 550 low cost life insurance policies from over 175 top-rated life insurance companies to provide you with the best insurance rate prices in the country. Get an easy term life insurance quote online!

One of the hardest things about reviewing insurance options is that there are so many different features, add-ons, extra charges, deductibles and fees, that you really don't have much of a clue whether you're getting a good deal until you have to claim.

FindMyInsurance.com changes the landscape a little when it comes to figuring out the cost of life insurance, by bringing together over 550 low-cost life insurance policies from 175 of the best-rated insurance companies in North America.

FindMyInsurance.com keeps things really simple - all you need to do is fill in your date of birth, home state, your gender, whether or not you smoke, your health classification (we'll talk you through this), the level term period you're looking for, the coverage amount you'd like, and your email address. All told, this process took us less than one minute, and the FindMyInsurance.com policy database gave us a full page of different policy options, ranging from $407 per year with Protective Life Insurance Company, all the way down to $266 with West Coast Life Insurance's 'Golden Guarantee' 15-year program.

Learning your health classification is easy enough - simply look over the information provided by FindMyInsurance.com, and you can determine what category you fit in - preferred plus, preferred, or standard.

The difference between them is pretty simple - if you're overweight, you're on the standard plan. If you're a good weight but engage in the occasional dangerous activity, or have a history of medical issues in the family, you'll end up on preferred. If you're a clean living fool with no reason to die - then you're on preferred plus, and you'll save a packet of cash on your policy.

What makes FindMyInsurance.com worth a look is that they don't assume that everyone qualifies for preferred plus coverage, like some of their competitors. Preferred plus policies are far cheaper, and so some companies advertise a rate that, in reality 80-90% of customers won't qualify for.

The Product Trends rating:
FindMyInsurance.com plays it squarely, and keeps things simple. They'll help you find a good policy, and they'll do it quickly and easily. For that, we give them a hearty recommendation, and four stars.

To try FindMyInsurance.com for yourself, click the image below:

posted by Oz @ 4:45 PM